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Master IVAtlas in 7 steps
Start here
This is your money app. We'll walk you through it step by step. First, sign up with your email and choose your currency. The app creates your first categories automatically — you can change them later.
Add your wallets
A wallet is where your money lives — your cash, your card, your savings. Add them so the app knows what you have. Each wallet tracks its own balance and can have its own currency.
Write down your first entry
Tell the app when money comes in or goes out. Tap the + button, choose income or expense, enter the amount, and pick a category. The app guesses the category from the shop name. You can attach a receipt photo too.
Set up repeating payments
Some money comes and goes every month, like rent or pay. Add them once as a template — set the amount, category, and day of month. Each month, tap 'Apply this month' to post them as real transactions.
Set spending limits
Decide how much you want to spend on food, fun, and more. Go to Limits, pick a category, and set a monthly amount. The app warns you at 80% and shows a progress bar. Limits reset each month.
Track money you owe
Keep a list of who owes you and who you owe. Go to Debts, add the person, amount, and direction. Use partial payments to reduce debt gradually. You'll never forget to pay back.
See your reports
Look at where your money went this month. The dashboard shows your balance, income, and expenses. In Reports, tap any chart for details. Download a PDF or let AI find ways to save.
Organize categories
Categories help you see where money goes. The app creates defaults for you, but you can add your own, change icons and colors, or merge similar ones. Archive ones you no longer use.
Set savings goals
Create a goal with a target amount and optional deadline. Tap 'Add funds' to log a deposit — the app tracks your progress and forecasts when you'll reach it. Watch the progress bar grow to stay motivated.
Ask the AI assistant
Tap the iVAtlas button to chat with your AI assistant. Ask about your spending, get saving tips, or request a financial analysis. It reads your data securely and never shares it with third parties.
Try the What-If simulator
Wonder what happens if you get a raise or buy a car? Go to Forecast, pick a scenario, and see your projected balance. It uses your real history — no changes to your data.
Backup and settings
Go to Settings to change your currency, language, or theme. Export your data as JSON for backup, or import from a CSV bank statement. You can also adjust the financial month start and hide amounts for privacy.
Frequently asked questions
Useful tips
Record transactions daily in 1 minute — this habit changes everything.
Add recurring payments in the first week so you do not forget them later.
Limits apply only to expense categories.
Wallet balance = initial balance + income − expenses.
Use AI smart input — type 'coffee 5 manat at Starbucks' and the app fills everything for you.
Scan receipts with your camera — AI extracts the amount, date, and merchant automatically.
Set a monthly budget in Settings to get a 'safe to spend' amount per day on your dashboard.
Export your data regularly as a backup — it takes 5 seconds and could save your records.
Have questions?
Ask our AI assistant anything
Security & Trust
Where your data is stored, what the AI sees, how to delete your account.
Still need help?
Email our support team and we'll get back to you.